SELF-EMPLOYED? EXPLORE YOUR HEALTH COVERAGE OPTIONS.
Freelancers, independent contractors, small business owners, and self-employed professionals — we shop dozens of carriers to find the right under-65, ACA, or private plan for you and your family. At no cost to you.

Coverage Options for the Self-Employed
Explore Non-ACA Coverage Options for the Self-Employed
Johnson Financial Group Inc. in Abingdon, Maryland is an independent insurance and financial services agency — we're not bound to any one insurance company. We'll ask the right questions, listen carefully, and help you compare plans to choose what's best for you, whether you're employed, self-employed, or somewhere in between. Meet with us in person in Maryland or virtually, anywhere in the US.
Compare plans
Hundreds of carriers, side by side.
Real guidance
Experienced agents working since 2005.
No pressure
Free advice with zero obligation.
Self-Employed Health Coverage
Health Coverage Options for Self-Employed Professionals
If you're a freelancer, independent contractor, small business owner, or an individual without employer-sponsored coverage, finding the right plan can feel overwhelming. We shop a wide range of carriers to present Coverage Options for the Self-Employed that fit your income and your life — including Non-ACA plans when they're the better fit.
Freelancers
Project-based workers who buy their own coverage between gigs.
Independent Contractors
1099 earners looking for plans outside an employer group.
Small Business Owners
Solo operators and small teams without a corporate benefits package.
Self-Employed Professionals
Consultants, creatives, and sole proprietors who need flexible options.
Big coverage. More options. Peace of mind.
Custom Non-ACA Health Plans for Individuals, Families & the Self-Employed
Explore health coverage options designed to help protect you and your family from unexpected medical expenses.
No obligation to request information. Terms and eligibility apply.
Hospital Coverage
Explore benefits for eligible hospital expenses.
Surgical Benefits
Coverage for eligible surgical services.
Outpatient Benefits
Explore benefits for qualifying outpatient services.
Nationwide Coverage Options
Explore provider access based on plan provisions.
Your health coverage should fit your needs and your budget.
- Explore coverage options — including plans built for the self-employed.
- Understand the benefits and limitations.
- Get assistance from a knowledgeable insurance team.
- Find out whether this plan is available in your state.
Your health deserves protection. Your budget deserves options.
Our Reviews
Trusted by Maryland individuals and families for over 18 years
6 reviews
100% 5-star rating
"We found Carl to be very helpful and knowledgeable in choosing and obtaining our insurance. He is very flexible with time and appointments which was much appreciated."
"Great agent who is organized and attentive to your unique health and life needs. Trusted support to help ensure I have the coverages I need to take care of my family."
"Carl has been a very important part of my Medicare enrollment plan. I tend to panic and doubt my decisions. Carl has been there to keep me on track and find the right fit."
"I have been working as an assistant with Carl for over a year and now I am an independent agent under him. He is an excellent mentor!"
"It was such a pleasure to work with Carl Johnson. He understood the needs of my father and went out of his way to take care of him! I can't tell you how grateful we are."
"Carl was very professional, patient and thorough. I didn't feel as though we were 'just a number' to him — he really cared about finding us the best fit."
Find Health Coverage Options That Work for You
Fill out the secure intake form below and a licensed agent will reach out with personalized Self-Employed Health Coverage options — including coverage options for the self-employed, freelancers, and independent contractors.
Get your free Non-Obamacare health insurance quote
